What Insurance Do You Need for a Lawn Mowing Business?
General liability insurance is essential for any lawn mowing business to cover property damage and third-party injuries. Commercial auto insurance is required if you operate a vehicle for business purposes. Workers' compensation is legally mandated in most states if you hire employees. Equipment insurance and a business owner's policy (BOP) are recommended to protect mowers, tools, and other assets. Coverage needs scale based on whether you operate solo or with a team.
